Do you have questions?

We’ve organized some of our most frequently asked questions here. If you have a question please send us a message, we love talking all things benefits.

  • We make it easy to switch from the plan you’re currently enrolled in to a new one without interruption.

  • We always encourage a nine-month review of your existing plan to make sure that you are meeting all of the needs of your employees as well as your company.

    When you work with Diamond Head Employee Benefits we include an annual review and consultation to ensure you are maximizing your benefits.

  • Yes, we customize every plan to meet the demands of each industry and employee range within your organization.

    We work with multiple carriers in Canada and customize based on ideal fit.

    Many companies use different tiers for their benefit plans, we can segregate classes into owners, executives, managers, salaried or hourly employees depending on your needs.

  • When you sign up with us we’ll give you a benefit plan which walks you through all of your coverage and an email that you can forward to employees.

  • We can walk you through the entire process and work with a diverse group of companies in varied industries to meet your needs.

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  • We work with your team and tap into their needs to ensure they are supported.

Health + Dental Benefits

Provides Comprehensive care that fills in the gaps not covered by BC’s Medical Service Plan (MSP).

  • Comprehensive Coverage

  • Extended Care

  • Virtual Care + Support

  • Fast, easy claims.

  • Uninterrupted coverage when leaving another plan.

Health Spending Accounts

The employee chooses how to spend their wellness dollars. HSA’s offer a flexible benefits plan that provides funds to pay for health and wellness products and services that may include:

  • Dental

  • Optometry

  • Prescription Drugs

  • Massage

  • Physiotherapy

  • Osteopathy

  • Naturopathy

  • Acupuncture

  • Dietician

Non-taxable benefit for employees.

Lifestyle Spending Accounts

An analysis by Sun Life Financial showed that companies that kick-started an effective wellness program reduced costs and experienced financial gains.

LSA’s are a flexible benefits plan that provides funds for health and wellness products and services:

  • Gym Memberships

  • Yoga + Meditation Classes + Passes

  • Ski passes

  • Food Supplements

  • Life Coaching

Taxable Benefit for Employers

Sunlife Source

Registered Retirement Savings Plans

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Employee & Family Assistance Program

Helping employees and their families find the right options and solutions to resolve personal, family, or work-related challenges.

  • Mental Health Support

  • Counselling

  • Coaching

  • Addiction Support

Taxable Benefit for Employers

Disabiity

Because life happens, if you cannot work due to illness or injury, your insurance puts your recovery first.

Long-term disability insurance is a core benefit often integrated with Short-term Disability protection.

  • Long Term Disability (LTD)

  • Short Term Disability (STD)

Accidental Death & Dismemberment (AD&D)

Protection for the unforeseen if an employee suffers an accident causing death or a specific loss.

  • Payable in addition to Life Insurance, if an accident results in death.

Group Critical Illness Insurance

You may face new or unexpected out-of-pocket expenses if you experience a heart attack, stroke or another serious illness.

  • Usually a lump sum payment upon diagnosis so the focus shifts to recovery.

Travel Insurance

Safety never goes on vacation.

  • Group Plan Travel Insurance.